Dulcy Glennis

529 To Roth Ira 2024 Contribution Limits. The 529 account must have existed for at least 15 years; Rolling over funds from a 529 plan to a roth ira are subject to the earned income requirements, annual contribution limits and income limits.

The maximum annual roth ira contribution limits still apply—while the 2024 numbers aren’t out yet, for 2023, it’s $6,500 or your earned income, whichever is less. No contributions or earnings on contributions from the last five years can be transferred;